A public adjusteris an insurance claims adjuster who advocates for the policyholder to help themget a fair settlement from the insurance company after a loss. Public adjustersare licensed and regulated in most states.

We believe you should hire a public adjuster on every claim that you have. Why? Your policy stipulates that you, as the insured have "Duties After A Loss", and generally speaking most policyholders have no idea what those are nor the expertise to follow them without jeopardizing their rights in the claim. Another great reason to involve a public adjuster from the beginning is most policyholders don't have the time or expertise to properly document and negotiateyour claim.

A public adjuster investigates the claim, determines the value of damages, prepares claim documents, negotiates with the insurance company, and acts as an advocate to get you the best possible settlement. In a nutshell, we like to say, we "Educate, Investigate, and Advocate."

Public adjuster fees typically range from 10-35% of the settled claim amount. The fee may depend on the type of claim, size of loss, and state regulations. There are noupfront costs and they only get paid if they settle your claim favorably.